PerkLedger

Stop paying for perks
you never use.

Premium cards and memberships bundle hundreds of dollars in credits every year. PerkLedger lines those perks up against your real spend and shows exactly what went unclaimed.

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How PerkLedger works

Pick your cards

Select the cards and memberships you actually hold.

Build the perk list

Import perks straight from issuer pages or benefit mailers.

Upload spend

Drop in statements — CSV, PDF, even scanned images.

Find the gaps

See unused credits, wrong-card spend, and AI suggestions.

Your data stays private

An account is required — your statements and perk data are stored privately to your account and only you can read them.